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Taxes in Ins

Municipality in the canton of Bern, FSO no. 496

Calculated by taxoo from ESTV tax data, tax years 2023 to 2026

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Household

1 Adult, 0 Kids, 80k, income CHF 80’000: CHF 11’880 tax a year in Ins.

% of income
14.85%
Rank in the canton
94 of 334
Rank 1 is the lowest tax burden.
Compared with the Swiss median
+CHF 1’399
Swiss median CHF 10’481
Change since 2023
-CHF 305
-0.38 pp

1 Adult, 0 Kids, income CHF 100’000: CHF 16’658 tax a year in Ins.

% of income
16.66%
Rank in the canton
94 of 334
Rank 1 is the lowest tax burden.
Compared with the Swiss median
+CHF 1’368
Swiss median CHF 15’290
Change since 2023
-CHF 437
-0.44 pp

1 Adult, 0 Kids, 150k, income CHF 150’000: CHF 30’975 tax a year in Ins.

% of income
20.65%
Rank in the canton
94 of 334
Rank 1 is the lowest tax burden.
Compared with the Swiss median
+CHF 1’353
Swiss median CHF 29’622
Change since 2023
-CHF 806
-0.54 pp

1 Adult, 1 Kid, income CHF 100’000: CHF 11’213 tax a year in Ins.

% of income
11.21%
Rank in the canton
94 of 334
Rank 1 is the lowest tax burden.
Compared with the Swiss median
+CHF 3’396
Swiss median CHF 7’817
Change since 2023
-CHF 410
-0.41 pp

1 Adult, Retired, income CHF 50’000: CHF 7’039 tax a year in Ins.

% of income
14.08%
Rank in the canton
94 of 334
Rank 1 is the lowest tax burden.
Compared with the Swiss median
+CHF 1’526
Swiss median CHF 5’513
Change since 2023
-CHF 204
-0.41 pp

2 Adults, Retired, income CHF 100’000: CHF 15’129 tax a year in Ins.

% of income
15.13%
Rank in the canton
94 of 334
Rank 1 is the lowest tax burden.
Compared with the Swiss median
+CHF 3’109
Swiss median CHF 12’020
Change since 2023
-CHF 441
-0.44 pp

2 Adults, 0 Kids, income CHF 160’000: CHF 25’186 tax a year in Ins.

% of income
15.74%
Rank in the canton
94 of 334
Rank 1 is the lowest tax burden.
Compared with the Swiss median
+CHF 3’921
Swiss median CHF 21’265
Change since 2023
-CHF 812
-0.51 pp

2 Adults, 2 Kids, income CHF 150’000: CHF 17’281 tax a year in Ins.

% of income
11.52%
Rank in the canton
94 of 334
Rank 1 is the lowest tax burden.
Compared with the Swiss median
+CHF 3’709
Swiss median CHF 13’572
Change since 2023
-CHF 773
-0.52 pp

Where the tax goes

  • Federal tax8%CHF 906
  • Cantonal tax60%CHF 7’090
  • Municipal tax33%CHF 3’884
  • Federal tax10%CHF 1’701
  • Cantonal tax58%CHF 9’663
  • Municipal tax32%CHF 5’294
  • Federal tax16%CHF 5’014
  • Cantonal tax54%CHF 16’772
  • Municipal tax30%CHF 9’189
  • Federal tax6%CHF 621
  • Cantonal tax61%CHF 6’843
  • Municipal tax33%CHF 3’749
  • Federal tax5%CHF 330
  • Cantonal tax62%CHF 4’334
  • Municipal tax34%CHF 2’375
  • Federal tax9%CHF 1’429
  • Cantonal tax59%CHF 8’851
  • Municipal tax32%CHF 4’849
  • Federal tax11%CHF 2’845
  • Cantonal tax57%CHF 14’433
  • Municipal tax31%CHF 7’908
  • Federal tax6%CHF 1’027
  • Cantonal tax61%CHF 10’501
  • Municipal tax33%CHF 5’753

Church tax is not included in these figures.

Federal tax is the same in every municipality for a given household.

Rank 94 of 334 in the canton, above the Swiss median

  • Deisswil bei MünchenbuchseeCHF 10’117
  • Swiss medianCHF 10’481
  • InsCHF 11’880
  • Canton medianCHF 12’166
  • ScheltenCHF 13’239

Rank 94 of 334 in the canton, above the Swiss median

  • Deisswil bei MünchenbuchseeCHF 14’255
  • Swiss medianCHF 15’290
  • InsCHF 16’658
  • Canton medianCHF 17’048
  • ScheltenCHF 18’510

Rank 94 of 334 in the canton, above the Swiss median

  • Deisswil bei MünchenbuchseeCHF 26’804
  • Swiss medianCHF 29’622
  • InsCHF 30’975
  • Canton medianCHF 31’652
  • ScheltenCHF 34’189

Rank 94 of 334 in the canton, above the Swiss median

  • Swiss medianCHF 7’817
  • Deisswil bei MünchenbuchseeCHF 9’511
  • InsCHF 11’213
  • Canton medianCHF 11’489
  • ScheltenCHF 12’524

Rank 94 of 334 in the canton, above the Swiss median

  • Swiss medianCHF 5’513
  • Deisswil bei MünchenbuchseeCHF 5’961
  • InsCHF 7’039
  • Canton medianCHF 7’214
  • ScheltenCHF 7’869

Rank 94 of 334 in the canton, above the Swiss median

  • Swiss medianCHF 12’020
  • Deisswil bei MünchenbuchseeCHF 12’928
  • InsCHF 15’129
  • Canton medianCHF 15’487
  • ScheltenCHF 16’825

Rank 94 of 334 in the canton, above the Swiss median

  • Swiss medianCHF 21’265
  • Deisswil bei MünchenbuchseeCHF 21’596
  • InsCHF 25’186
  • Canton medianCHF 25’768
  • ScheltenCHF 27’951

Rank 94 of 334 in the canton, above the Swiss median

  • Swiss medianCHF 13’572
  • Deisswil bei MünchenbuchseeCHF 14’669
  • InsCHF 17’281
  • Canton medianCHF 17’705
  • ScheltenCHF 19’293

All 334 municipalities of the canton of Bern, 2026

Ins CHF 11’880, canton from CHF 10’117 to CHF 13’239

Deisswil bei Münchenbuchsee CHF 10’117Schelten CHF 13’239

1 dot = 5 municipalities

Ins CHF 16’658, canton from CHF 14’255 to CHF 18’510

Deisswil bei Münchenbuchsee CHF 14’255Schelten CHF 18’510

1 dot = 5 municipalities

Ins CHF 30’975, canton from CHF 26’804 to CHF 34’189

Deisswil bei Münchenbuchsee CHF 26’804Schelten CHF 34’189

1 dot = 5 municipalities

Ins CHF 11’213, canton from CHF 9’511 to CHF 12’524

Deisswil bei Münchenbuchsee CHF 9’511Schelten CHF 12’524

1 dot = 5 municipalities

Ins CHF 7’039, canton from CHF 5’961 to CHF 7’869

Deisswil bei Münchenbuchsee CHF 5’961Schelten CHF 7’869

1 dot = 5 municipalities

Ins CHF 15’129, canton from CHF 12’928 to CHF 16’825

Deisswil bei Münchenbuchsee CHF 12’928Schelten CHF 16’825

1 dot = 5 municipalities

Ins CHF 25’186, canton from CHF 21’596 to CHF 27’951

Deisswil bei Münchenbuchsee CHF 21’596Schelten CHF 27’951

1 dot = 5 municipalities

Ins CHF 17’281, canton from CHF 14’669 to CHF 19’293

Deisswil bei Münchenbuchsee CHF 14’669Schelten CHF 19’293

1 dot = 5 municipalities

2023 to 2026

Ways to save tax

Tax saved per year, 2026
Lever1 Adult, 0 Kids
Pillar 3a in fullCHF 7’258 per employed personCHF 2’129
Pension fund buy-inCHF 10’000 paid inCHF 2’884
Childcare costsCHF 10’000 a year, children under 14-
Tax saved per year, 2026
Lever1 Adult, 0 Kids
Pillar 3a in fullCHF 7’258 per employed personCHF 2’129
Pension fund buy-inCHF 10’000 paid inCHF 2’884
Childcare costsCHF 10’000 a year, children under 14-
Tax saved per year, 2026
Lever1 Adult, 0 Kids
Pillar 3a in fullCHF 7’258 per employed personCHF 2’129
Pension fund buy-inCHF 10’000 paid inCHF 2’884
Childcare costsCHF 10’000 a year, children under 14-
Tax saved per year, 2026
Lever1 Adult, 1 Kid
Pillar 3a in fullCHF 7’258 per employed personCHF 1’657
Pension fund buy-inCHF 10’000 paid inCHF 2’213
Childcare costsCHF 10’000 a year, children under 14CHF 2’213
Tax saved per year, 2026
Lever1 Adult, 0 Kids
Pillar 3a in fullCHF 7’258 per employed personCHF 2’129
Pension fund buy-inCHF 10’000 paid inCHF 2’884
Childcare costsCHF 10’000 a year, children under 14-
Tax saved per year, 2026
Lever1 Adult, 0 Kids
Pillar 3a in fullCHF 7’258 per employed personCHF 2’129
Pension fund buy-inCHF 10’000 paid inCHF 2’884
Childcare costsCHF 10’000 a year, children under 14-
Tax saved per year, 2026
Lever1 Adult, 0 Kids
Pillar 3a in fullCHF 7’258 per employed personCHF 2’129
Pension fund buy-inCHF 10’000 paid inCHF 2’884
Childcare costsCHF 10’000 a year, children under 14-
Tax saved per year, 2026
Lever2 Adults, 2 Kids
Pillar 3a in fullCHF 7’258 per employed personCHF 3’649
Pension fund buy-inCHF 10’000 paid inCHF 2’577
Childcare costsCHF 10’000 a year, children under 14CHF 2’577

Savings of the model households, calculated with the same engine as the tax figures. A buy-in needs a gap in the pension fund. Your saving depends on your income and deductions.

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Tax burden of model households, calculated from ESTV tax data. Not a tax bill and not tax advice.

Canton and Swiss figures are those of the median municipality (unweighted).