Taxes in Switzerland
2110 municipalities in 26 cantons compared
Calculated by taxoo from ESTV tax data, tax years 2023 to 2026
Open the taxoo tax gridCurrent tax burden
- Median municipality 2026, 1 Adult, 0 Kids, income CHF 100’000
- CHF 15’290
- 15.29% of income
| Household | Total tax | % of income |
|---|---|---|
| 1 Adult, 0 Kids, 80kIncome: CHF 80’000 | CHF 10’481 | 13.10% |
| 1 Adult, 0 KidsIncome: CHF 100’000 | CHF 15’290 | 15.29% |
| 1 Adult, 0 Kids, 150kIncome: CHF 150’000 | CHF 29’622 | 19.75% |
| 1 Adult, 1 KidIncome: CHF 100’000 | CHF 7’817 | 7.82% |
| 1 Adult, RetiredIncome: CHF 50’000 | CHF 5’513 | 11.03% |
| 2 Adults, RetiredIncome: CHF 100’000 | CHF 12’020 | 12.02% |
| 2 Adults, 0 KidsIncome: CHF 160’000 | CHF 21’265 | 13.29% |
| 2 Adults, 2 KidsIncome: CHF 150’000 | CHF 13’572 | 9.05% |
About Switzerland
Across 2110 municipalities, a single person on CHF 100’000 pays the least in Baar (CHF 5’197) and the most in Les Verrières (CHF 19’283).
By median municipality, the canton of Zug has the lowest burden and the canton of Neuchâtel the highest.
Historical tax trend
Total tax per year, 1 Adult, 0 Kids
| Household | 2023 | 2024 | 2025 | 2026 | Change since 2023 |
|---|---|---|---|---|---|
| 1 Adult, 0 Kids, 80k | CHF 11’026 | CHF 10’841 | CHF 10’626 | CHF 10’481 | -CHF 545-0.68 pp |
| 1 Adult, 0 Kids | CHF 16’068 | CHF 15’730 | CHF 15’409 | CHF 15’290 | -CHF 778-0.78 pp |
| 1 Adult, 0 Kids, 150k | CHF 30’492 | CHF 30’079 | CHF 29’711 | CHF 29’622 | -CHF 870-0.58 pp |
| 1 Adult, 1 Kid | CHF 8’292 | CHF 8’079 | CHF 7’905 | CHF 7’817 | -CHF 475-0.47 pp |
| 1 Adult, Retired | CHF 5’795 | CHF 5’684 | CHF 5’572 | CHF 5’513 | -CHF 282-0.56 pp |
| 2 Adults, Retired | CHF 12’769 | CHF 12’481 | CHF 12’155 | CHF 12’020 | -CHF 749-0.75 pp |
| 2 Adults, 0 Kids | CHF 22’609 | CHF 22’034 | CHF 21’425 | CHF 21’265 | -CHF 1’344-0.84 pp |
| 2 Adults, 2 Kids | CHF 14’370 | CHF 14’029 | CHF 13’606 | CHF 13’572 | -CHF 798-0.53 pp |
Component split
1 Adult, 0 Kids, 2026
| Component | 1 Adult, 0 Kids | 1 Adult, 1 Kid | 2 Adults, Retired | 2 Adults, 2 Kids | Share (1A0K) |
|---|---|---|---|---|---|
| Federal tax | CHF 1’701 | CHF 621 | CHF 1’429 | CHF 1’027 | 11% |
| Cantonal tax | CHF 9’797 | CHF 2’733 | CHF 4’367 | CHF 4’706 | 64% |
| Municipal tax | CHF 3’792 | CHF 4’439 | CHF 6’174 | CHF 7’789 | 25% |
| Personal tax | CHF 0 | CHF 24 | CHF 50 | CHF 50 | 0% |
| Total tax | CHF 15’290 | CHF 7’817 | CHF 12’020 | CHF 13’572 |
Church tax is not included in these figures.
Federal tax is the same in every municipality for a given household.
Ways to save tax
In the median Swiss municipality, a single person on CHF 100’000 saves CHF 2’100 in tax for 2026 by paying the maximum into pillar 3a.
| Lever | 1 Adult, 0 Kids | 1 Adult, 1 Kid | 2 Adults, 2 Kids |
|---|---|---|---|
| Pillar 3a in fullCHF 7’258 per employed person | CHF 2’100 | CHF 1’566 | CHF 3’235 |
| Pension fund buy-inCHF 10’000 paid in | CHF 2’863 | CHF 2’132 | CHF 2’194 |
| Childcare costsCHF 10’000 a year, children under 14 | - | CHF 2’047 | CHF 2’184 |
Savings of the model households, calculated with the same engine as the tax figures. A buy-in needs a gap in the pension fund. Your saving depends on your income and deductions.
Canton comparison
| Canton | Total tax | % of income |
|---|---|---|
| 1. Zug | CHF 5’349 | 5.35% |
| 2. Schwyz | CHF 7’665 | 7.67% |
| 3. Nidwalden | CHF 10’591 | 10.59% |
| 4. Zurich | CHF 11’327 | 11.33% |
| 5. Appenzell Innerrhoden | CHF 11’707 | 11.71% |
| 6. Uri | CHF 11’842 | 11.84% |
| 7. Schaffhausen | CHF 12’457 | 12.46% |
| 8. Obwalden | CHF 12’462 | 12.46% |
| 9. Graubünden | CHF 12’696 | 12.70% |
| 10. Aargau | CHF 12’952 | 12.95% |
| 11. Lucerne | CHF 13’053 | 13.05% |
| 12. Thurgau | CHF 13’209 | 13.21% |
| 13. Glarus | CHF 13’330 | 13.33% |
| 14. Basel-Stadt | CHF 13’363 | 13.36% |
| 15. Appenzell Ausserrhoden | CHF 13’688 | 13.69% |
| 16. St. Gallen | CHF 13’868 | 13.87% |
| 17. Ticino | CHF 13’919 | 13.92% |
| 18. Geneva | CHF 15’212 | 15.21% |
| 19. Valais | CHF 15’413 | 15.41% |
| 20. Vaud | CHF 16’155 | 16.16% |
| 21. Jura | CHF 16’261 | 16.26% |
| 22. Basel-Landschaft | CHF 16’264 | 16.26% |
| 23. Fribourg | CHF 16’446 | 16.45% |
| 24. Solothurn | CHF 16’717 | 16.72% |
| 25. Bern | CHF 17’048 | 17.05% |
| 26. Neuchâtel | CHF 18’850 | 18.85% |
Rank 1 is the lowest tax burden.
More places
Cantons
Tax burden of model households, calculated from ESTV tax data. Not a tax bill and not tax advice.
Canton and Swiss figures are those of the median municipality (unweighted).